Terms and Conditions

1. Introduction

Welcome to Haba Insurtech Limited. These terms and conditions outline the rules and regulations for the use of Haba Insurtech’s services. By accessing and using our services, you accept and agree to be bound by these terms. If you do not agree to these terms, please do not use our services.

2. Definitions

  • Company refers to Haba Insurtech Limited, located in Nigeria.
  • Services refers to the insurance technology solutions provided by Haba Insurtech.
  • User refers to any individual or entity using the services of Haba Insurtech.
  • Policy refers to the insurance policy provided through our services.

3. Eligibility

Users must be at least 18 years old and have the legal capacity to enter into a contract to use our services. By using our services, you represent and warrant that you meet these requirements.

4. User Obligations

  • Accuracy of Information: Users must provide accurate, complete, and up-to-date
    information when using our services.
  • Compliance with Laws: Users must comply with all applicable laws and regulations when using our services.
  • Security: Users are responsible for maintaining the confidentiality of their account information and for all activities that occur under their account.

5. Services

Haba Insurtech provides various insurance technology solutions, including but not limited to:

  • Digital insurance policy management
  • Claims processing and management 
  • Risk assessment and underwriting tools
  • Customer support services
    The specific features and functionalities of our services may vary and are subject to change
    without notice.

6. Payment Terms

Users agree to pay all fees and charges associated with the use of our services. Payment terms, including the amount and frequency of payments, will be specified at the time of purchase.

7. Intellectual Property

All content, trademarks, logos, and other intellectual property used in connection with our services are the property of Haba Insurtech or its licensors. Users are not granted any rights to use such intellectual property without our prior written consent.

8. Privacy Policy

Our Privacy Policy governs the collection, use, and disclosure of personal information. By using our services, you consent to the collection and use of your information as described in
our Privacy Policy.

9. Limitation of Liability

Haba Insurtech shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services, even if we have been advised of the possibility of such damages.

10. Indemnification

Users agree to indemnify and hold harmless Haba Insurtech, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or in connection with their use of our services.

11. Termination

We may terminate or suspend access to our services immediately, without prior notice or liability, for any reason, including if you breach these terms. Upon termination, your right to use our services will immediately cease.

12. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of Nigeria. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.

13. Changes to Terms

We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any such changes constitutes your acceptance of the new terms.

14. Contact Information

If you have any questions about these terms and conditions, please contact us at:
Haba Insurtech Limited
help@haba.insure
0903 343 5330